The beneficiary's bank (including us when we are the beneficiary's bank) may make payment to the beneficiary based solely on the account or other identifying number you provide, even if the name on the payment order differs from the name on the account. Additional fees can be applied to a transfer by the receiving bank or an intermediary bank. Before instructing us to buy/sell/transfer/deposit securities that are: (a)"restricted securities" or securities of an issuer of which you are an "affiliate" (as those terms are defined in Rule 144/144(b)1 under the Securities Act of 1933); (b)securities that are being bought/sold in reliance on Rule 701, Rule 144A, Regulation D, or Regulation S under said Act; or (c)securities of which you and the issuer or its underwriter have entered into an agreement restricting the transferability of such securities (penny stock/micro-cap securities that do not trade on a national securities exchange are required to go through the acceptance review process), you agree to tell us the status of your restricted/control/micro-cap securities, including any restrictions (including contractual lock-up or blackout restrictions) on your ability to buy/sell/transfer/deposit such securities, and to promptly furnish whatever information and documents we need to comply with our regulatory duties. Schwab may allocate payments in lieu of interest, dividends, or other payments by any mechanism permitted by law. If any term of this agreement is found to be invalid or unenforceable, all other provisions will remain in full force. You agree to hold us harmless if we do not make withdrawals or liquidate shares to satisfy debits in your Account. PCRA account holders and RBS plan-level custody account holders should refer to the Charles SchwabPricing Guide for Retirement Plan Accountsfor information related to pricing. If we are obligated to pay you for loss of interest that results from our error or delay regarding a payment order that you place, we will calculate your compensation by using the rate that is applicable to your Account for the time in question. You further agree not to hold Schwab liable for delays in the buy/sale (or settlement of such buy/sale) of your restricted/control securities resulting from the failure of issuer's counsel to issue or approve any necessary legal opinion, the failure of the transfer agent to process your shares, or any other action or failure to act of a third party. You further agree that to the extent funds are not available, Schwab is authorized to liquidate any investments in your account necessary to generate the funds needed to satisfy your tax obligation. You further acknowledge that proceeds from the sale of your restricted/control securities may not be made available to you for withdrawal or trading purposes until Schwab receives what it, in its sole opinion, considers to be adequate verification that your restricted/control shares have been transferred or cleared for transfer. The price quotes you receive when placing an order apply only to orders for a small number of shares. In 2020, he gave millions to the Congressional Leadership Fund, a super. Schwab does not give tax or estate planning advice, but we may provide you with general tax and estate planning information and principles. You may ask for copies of the documents that we used in our investigation. To the extent applicable to your account, the unclaimed property law requires us to turn over to the state of your last known address (as shown in our records) personal property which is unclaimed by its owner for a set period of time. When you inform Schwab of your election in a corporate action, Schwab will ensure that your account is credited with your election when the corporate action is concluded, assuming all conditions of the offer have been met and elections have been accepted by the offeror. . Charles Schwab Broker Review - US News & World Report Box 982600 El Paso, TX 79998, Charles Schwab & Co., Inc. Before you submit a short sale order, you will be notified of the current cost of borrowing those shares. If you request a change from one Cash Feature to one of the alternatives available to you, Schwab will generally effect that change the following Business Day, but reserves the right to take longer if necessary to properly process your request. Automated investing, professional advice, or trade on your own. Market orders, in particular, are subject to immediate execution, and as a general rule cannot be canceled once trading begins. You agree we may charge your Account a processing fee for processing any court order, garnishment, levy, subpoena, or other legal process Schwab receives in connection with your Account. Schwab regularly monitors the execution quality obtained to ensure orders are routed to market venues that have provided high-quality executions over time. Just to reiterate, you likely broker the Pattern Day Trader rule which prevents those whose accounts are less then 25K from placing more than 3 round trip trades (day trades) in a 5 day period. No Liability for Events Outside of Entities' Direct ControlSchwab, the Information Providers, Information Transmitters, Third-Party Research Providers and any other person involved in transmitting Information will not be liable for any loss that results from a cause over which that entity does not have direct control. Timing is subject to our discretion. In the event that a SchwabSweep Money Fund is no longer able to maintain the net asset value of its shares at $1, then you authorize and instruct Schwab, without further notice to you, to redeem all of your SchwabSweep Money Fund shares as soon as commercially practicable and deposit the proceeds in your Account.